Tuesday, September 19, 2017

MONEY HACKS TO HABITS





Happy Wednesday! I pray you are having a great week! I want to share a few hacks that can lead to successful money habits. 


1. Have a financial vision for your life. Most people work a job and trade valuable time for money. Therefore having a vision for this money makes the exchange in time more worthwhile. This vision should be short term and long term with points to celebrate along the way. This vision should motivate you to get better and to be more diligent in your money decisions. Most importantly if you don't create your vision you will end up living out someone's vision. ..and their vision will probably involve you spending all of your money:)

2. Pay yourself first. The amount you pay yourself is determined by your financial vision. Whatever you pay yourself should be consistent and automatic. When you make your money automatic it becomes easier to save and it gives your money direction. When money is automatic meaning it instantly transfers into a savings vehicle you don't have to spend time worrying about it. ...worrying will never attract more money. However assigning where it goes will attract more.

3. Procrastinate on spending. In a world of "spenders" it's great to have "savers." A great way to control spending and save more is to track your daily expenses. You have to be certain what's going out to determine what amount stays in. Once you have tracked it then you can develop a spending plan that works according to your lifestyle.

4. Last, spend in cash. Plastic is easier and more convenient for sure. However, carrying cash gives you an instant visual of your spending and money situation in real-time. If you prefer using a credit card then make sure it is tied to a cash account. Therefore, once you swipe it the cash instantly comes out of that cash account and keep you free of debt. 

As always thank you for reading and have a blessed rest of the week!






JCrew striped boat neck shirt......here
Sam Edelman Pointed toe heels.....here
Leather satchel..........similar here
Macy's gold hoop earrings.....here
Versace sunglasses...........here
Rolled up skinny jeans. .....here

Monday, September 18, 2017

MY QUOTE OF THE DAY






" ..... HAPPINESS IS A CHOICE AND AVALIABLE TODAY WHEN YOU CHOOSE  TO BELIEVE AND ACT IN FAITH..."

 Thank you for stopping by and have a blessed week!


Banana Republic water resistant trench coat....sold (here)
Vince Camuto off shoulder dress...sold (here)
Jimmy Choo Henna pumps... tan color sold (here) & similar sold (here)
Versace butterfly sunglasses sold (here)


Wednesday, September 13, 2017

HAPPY + STYLISH


 Hi! I pray you're having a wonderful week.  I feel this color represents everything that I feel on the inside which is inspiration, optimism and fun.  There are at least three things that I strive for when creating  a happy and stylish wardrobe.

1. Color: A wardrobe should have colors that compliment. My definition of compliment is what makes you happy and empowers you inside out.

2. Intentional shopping: A wardrobe that is intentional is  made up of good quality items that last for quite some time and represent your personal style. This will save you tons of money.

3. Loving it: Another result of intentional shopping is you can happily stand in front of your closet and totally love every single piece. This saves so much time getting dressed because you won't have to keep changing outfits. You now love it all.








As always thank you so much for reading and have a blessed rest of the week!


Solid yellow Chain slit top........here
Black eyelet miniskirt...........here
Versace sunglasses............here

Monday, September 11, 2017

MY QUOTE OF THE DAY


LOCATION: (Boca Raton Resort & Club) Boca Raton, FL




 " .....even the best plans can fall through but when there is purpose in your heart a detour will never destroy you.."


Thank you for stopping by and I pray you have a blessed week ahead!

Monday, September 4, 2017

MY QUOTE OF THE DAY





Location: Delano Las Vegas



" ....opposition causes you to grow so you will know to hold tight to your faith and in all circumstances never let go..."


Thank you for stopping by! Have a blessed week!


Sunday, September 3, 2017

FINANCIAL FRIDAY




Happy Friday! I hope you are having a great week. We have about 17 weeks left in 2017 and it's still time to get on track financially. It is said that by the first month of every new year that most people have given up on their goals. Therefore, it is imperative at certain times of the year to check and make sure you are definitely on track to hitting your financial goals and dreams.

 A great place to start is writing out your goals and reviewing them daily. The reason I say daily is so you won't forget what you are fighting for financially. Remember you are most inclined to do what's in front of you. Next make sure you develop a spending plan that mirrors your financial goals. A spending plan or what some call a budget should not restrict you but yet it should guide towards making better financial choices. Last, set a target date to hit your financial goals. It is more motivating to push through when you have a specific date you are fighting for. ...without a time frame then any place you fall will do because there is nothing that is challenging you.

As we close out another year here is a sample guide you can use to get back on track. If you are on track then use this guide to challenge yourself to do even more. This guide shows the amount you can put away each week and the potential it has to grow by year end. Basically begin your journey not focusing on where you currently are but most importantly where you are able to go.

Save weekly Total savings @ 17 weeks
 $25  $425
 $50  $850
 $100  $1,700
 $250  $4,250
 $500  $8,500


Thank you as always for reading and have a blessed weekend!

French Connecion pop over dress.........(sold here and  here)
Schutz wrap around sandal....................(sold here)
Coach whiplash tote...............................(sold  here)
Versace butterfly sunglasses..................( sold here and here)
Macy oval twist gold earrings.................( sold  here)


Wednesday, August 30, 2017

CASUAL DAY OUT















Happy Wednesday! I hope you are having a great week! Its been a blessed week for me. I finally found a contractor to do some home improvements. My Spanish studies are going very well and I'm staying focused on it daily. Most importantly I'm maintaining an attitude of gratitude and continuing to self develop every day.

Thank you as always for stopping by and have a blessed rest of the week!


Ralph Lauren top ....(similar here)
Lauren Conrad Capri jeans..... (similar on sale here)
Gianvito Rossi suede pumps ... (current season sold here)
Pearl chain belt(old).......(similar here)
Mary's twisted hoop gold earrings...... (on sale here)
Versace sunglasses.....(sold here)