Friday, September 22, 2017

FINANCIAL FRIDAY






Hi! Happy Friday!  I wanted to share a few of my dresses that I will be wearing into the autumn season. One of the biggest ways to save money is to shop your current wardrobe. ...no secret right? Now, I realize retailers are advertising their new fall items and essentials  but that's their mission to sell merchandise. However, my mission is help others to find value and appreciation in what they currently have and to make the best decisions towards financial freedom. That does not mean no shopping just being intentional about it so in the long range you can have more money to save or invest.

 In order to curb that appetite to buy more stuff I ask my self several questions when purchasing a new item.

1. What has led me to this store or online shopping? I'm big on self development and part of self development is not letting your emotions control you. You control your emotions with practicing good daily habits. 

2. Would I pay full price for this item if it wasn't on sale? Who doesn't  like a great deal but that is not a good reason to buy it. 

3. Am I willing to let go in order to receive? I really try to remove an item especially if it's worn out or I have a similar item like it in my wardrobe.

4. Would this item compliment my current wardrobe? I must be able to think of 3 -5 items I can pair it with before I'll purchase it.

5. Is this my style? I see so many fabulous outfits on other people and they look amazing . However, knowing my personal style keeps me from buying items that are not true to me and my personal style philosophy.

6. Last, how does it feel? The texture and feel is so important because I want the item to feel comfortable and last for quite some time.


Now, a quick glimpse into what dresses I will be wearing.  A little black dress is a wardrobe must have for me. I updated my LTD with this off shoulder dress









I absolutely adore this dress and have worn it a lot of times. There are so many  floral options this season.




A leather dress can really update any wardrobe. This fit and flare style layers perfectly with blazer, sweater or cardigan. I even adore the idea of a blouse layered underneath. There are so many leather or faux leather options available.  I just say invest in a quality one that suit your style and budget.


I haven't worn this dress yet but it will definitely be in my autumn wardrobe. I particularly like the silhouette of this dress.




Metallic is on trend and a metallic wrap dress provides a bright and chic option for a fall date night.






Red is big this season. However my only red dress was ruin this year. I decided not to replace it since I had these two dresses. These dresses are not red but close enough:) 

What ways are you being conscious of your spending habits? Well thanks as always for reading and have a blessed rest of the week. 

Tuesday, September 19, 2017

MONEY HACKS TO HABITS





Happy Wednesday! I pray you are having a great week! I want to share a few hacks that can lead to successful money habits. 


1. Have a financial vision for your life. Most people work a job and trade valuable time for money. Therefore having a vision for this money makes the exchange in time more worthwhile. This vision should be short term and long term with points to celebrate along the way. This vision should motivate you to get better and to be more diligent in your money decisions. Most importantly if you don't create your vision you will end up living out someone's vision. ..and their vision will probably involve you spending all of your money:)

2. Pay yourself first. The amount you pay yourself is determined by your financial vision. Whatever you pay yourself should be consistent and automatic. When you make your money automatic it becomes easier to save and it gives your money direction. When money is automatic meaning it instantly transfers into a savings vehicle you don't have to spend time worrying about it. ...worrying will never attract more money. However assigning where it goes will attract more.

3. Procrastinate on spending. In a world of "spenders" it's great to have "savers." A great way to control spending and save more is to track your daily expenses. You have to be certain what's going out to determine what amount stays in. Once you have tracked it then you can develop a spending plan that works according to your lifestyle.

4. Last, spend in cash. Plastic is easier and more convenient for sure. However, carrying cash gives you an instant visual of your spending and money situation in real-time. If you prefer using a credit card then make sure it is tied to a cash account. Therefore, once you swipe it the cash instantly comes out of that cash account and keep you free of debt. 

As always thank you for reading and have a blessed rest of the week!






JCrew striped boat neck shirt......here
Sam Edelman Pointed toe heels.....here
Leather satchel..........similar here
Macy's gold hoop earrings.....here
Versace sunglasses...........here
Rolled up skinny jeans. .....here

Monday, September 18, 2017

MY QUOTE OF THE DAY






" ..... HAPPINESS IS A CHOICE AND AVALIABLE TODAY WHEN YOU CHOOSE  TO BELIEVE AND ACT IN FAITH..."

 Thank you for stopping by and have a blessed week!


Banana Republic water resistant trench coat....sold (here)
Vince Camuto off shoulder dress...sold (here)
Jimmy Choo Henna pumps... tan color sold (here) & similar sold (here)
Versace butterfly sunglasses sold (here)


Wednesday, September 13, 2017

HAPPY + STYLISH


 Hi! I pray you're having a wonderful week.  I feel this color represents everything that I feel on the inside which is inspiration, optimism and fun.  There are at least three things that I strive for when creating  a happy and stylish wardrobe.

1. Color: A wardrobe should have colors that compliment. My definition of compliment is what makes you happy and empowers you inside out.

2. Intentional shopping: A wardrobe that is intentional is  made up of good quality items that last for quite some time and represent your personal style. This will save you tons of money.

3. Loving it: Another result of intentional shopping is you can happily stand in front of your closet and totally love every single piece. This saves so much time getting dressed because you won't have to keep changing outfits. You now love it all.








As always thank you so much for reading and have a blessed rest of the week!


Solid yellow Chain slit top........here
Black eyelet miniskirt...........here
Versace sunglasses............here

Monday, September 11, 2017

MY QUOTE OF THE DAY


LOCATION: (Boca Raton Resort & Club) Boca Raton, FL




 " .....even the best plans can fall through but when there is purpose in your heart a detour will never destroy you.."


Thank you for stopping by and I pray you have a blessed week ahead!

Monday, September 4, 2017

MY QUOTE OF THE DAY





Location: Delano Las Vegas



" ....opposition causes you to grow so you will know to hold tight to your faith and in all circumstances never let go..."


Thank you for stopping by! Have a blessed week!


Sunday, September 3, 2017

FINANCIAL FRIDAY




Happy Friday! I hope you are having a great week. We have about 17 weeks left in 2017 and it's still time to get on track financially. It is said that by the first month of every new year that most people have given up on their goals. Therefore, it is imperative at certain times of the year to check and make sure you are definitely on track to hitting your financial goals and dreams.

 A great place to start is writing out your goals and reviewing them daily. The reason I say daily is so you won't forget what you are fighting for financially. Remember you are most inclined to do what's in front of you. Next make sure you develop a spending plan that mirrors your financial goals. A spending plan or what some call a budget should not restrict you but yet it should guide towards making better financial choices. Last, set a target date to hit your financial goals. It is more motivating to push through when you have a specific date you are fighting for. ...without a time frame then any place you fall will do because there is nothing that is challenging you.

As we close out another year here is a sample guide you can use to get back on track. If you are on track then use this guide to challenge yourself to do even more. This guide shows the amount you can put away each week and the potential it has to grow by year end. Basically begin your journey not focusing on where you currently are but most importantly where you are able to go.

Save weekly Total savings @ 17 weeks
 $25  $425
 $50  $850
 $100  $1,700
 $250  $4,250
 $500  $8,500


Thank you as always for reading and have a blessed weekend!

French Connecion pop over dress.........(sold here and  here)
Schutz wrap around sandal....................(sold here)
Coach whiplash tote...............................(sold  here)
Versace butterfly sunglasses..................( sold here and here)
Macy oval twist gold earrings.................( sold  here)