Friday, November 17, 2017

POP OF COLOR!








Maggy London petite dress
Coach crossbody bag
Sam Edelman hazel pumps 
Versace sunglasses 











Have a blessed rest of the week!

Tuesday, November 14, 2017

BLACK + OLIVE





Pelpum black blazer....similar here
Michael Kors Tank dress
Jimmy Choo ankle wrap pumps...similar here
Coach whiplash tote....similar here
Versace butterfly sunglasses





Thank you for stopping by and have a blessed rest of the week!

Monday, November 13, 2017

MY QUOTE OF THE DAY




Happy Monday!

."... no matter where you are placed just keep seeking opportunities for happiness and in return there will be space..."



Have a wonderful week ahead!













Friday, November 10, 2017

FINANCIAL FRIDAY



Happy Friday! I pray you are having a great week!  I wanted to share a few non-negotiables when it comes to growing your money.  The first thing is you always want to track your dollars. If you're  uncertain about what's going out  then how can you ever control what stays in.  Basically knowing your numbers will allow you to grow your numbers. This next thing I know I've said a lot on the blog and it's very simple however when you look at statistics a lot of people miss this one.  You have to pay yourself first!  As I mentioned in this blog post here habits are so important. Therefore, when it comes to paying yourself first initially the dollar amount doesn't matter it's just about creating a consistent habit of saving money. However eventually you should obtain your  Financial Independence number(FIN) and start putting the proper percentage away in order to achieve that number.

Another idea is to have money buckets.   When I say money buckets I mean a bucket for emergencies, bucket to pay bills, a bucket to splurge, bucket for vacation  and an overflow bucket etc... When money is unassigned it becomes dangerous and at risk of being spent.  Basically I've found that buckets give your dollars purpose and direction and space to grow.

The last two things are internal. You always want to think with the end in mind.  Most people do what feels good now and pay for those emotions later. However when on the path to financial freedom you have to do the right things now so you can enjoy life later. Last, always maintain an attitude of gratitude. Gratitude is that inner strength that will propel you to keep going and to keep growing.

As always thank you for stopping by and I pray these tips can be useful. Have a blessed rest of the week.


Tuesday, November 7, 2017

WRAP DRESS + LEATHER JACKET






 




 suede ankle tie heels.....current season here









Thank you for stopping by and have a blessed rest of the week!

Monday, November 6, 2017

MY QUOTE OF THE DAY!




"......sometimes suppressed in the struggle of what's destined to be...however never become regressed to stop moving and having the courage to believe....."


Have a blessed new week!

Friday, November 3, 2017

FINANCIAL FRIDAY






Happy Friday! I pray you are having a great week! For most employees in America this is the time of the year that you have the option to re enroll in your employer benefits program. It normally includes health insurance and retirement plans. The most common employer sponsored retirement plan is a 401k. In my opinion these plans are valuable and help to retain employees. These plans are pretax and some employers will match the employee contribution dollar for dollar or up to a certain percentage. The deduction from your check is made automatically making the process to save very easy. 

Remember this is an investment so as mentioned in last Friday post here do your research on which retirement plan you are choosing. The plan administrators are not advisors so they can't advise you on what to choose. Therefore understanding your risk tolerance is vital to choosing the right investment model. Last, be consistent with your savings. You are trading your valuable time for money by working a job. Therefore, make it all worth it by contributing consistently to your future so in your later years you can retire financially free.

Once you have contributed  enough to a 401k and you have an adequate emergency fund then you are in a great position to seek out other investment options outside your job. These other options will be another buffer to make sure you have enough money saved towards your financial freedom plan.

As always thank you for your support! Have a blessed rest of the week!