Tuesday, October 17, 2017

RUT NO MORE!







Happy Tuesday! I pray you are having a beautiful week! I know if you are in a financial rut then most information received at this point may seem useless. However, knowledge is so powerful when you have the desire and have made the decision to apply it to your life. My ways are definitely not the only ways but it's a step in the right direction to getting out of a financial rut. 

The first step is to observe your thinking. Our lives move in the direction of our most dominant thoughts. Therefore if your thoughts about your finances are negative then chances are your finances will remain negative. Remember it does not cost you anything to have positive and abundant thoughts; however, you have so much to gain from it.

Next you have to face reality and take a true snapshot of where you currently are so you can confidently know where you are going. The best way to do this is to evaluate all of your expenses from the past few months then create a spending plan/budget that works for your life going forward. I must warn you that people may lie intentionally or not intentionally but the numbers do not lie. Therefore the numbers will tell you your next step. For example, you may need to spend less in certain areas of your life. You might find out that the reasons you are not saving is because its all going towards debt so you must take steps to reduce it. You might even find out that you just need to find ways to earn additional  income. Overall, whatever you find out just have a sense of urgency to overcome it by implementing the necessary changes. 

Last, you have to fight extra hard to stay out of the rut. When you get out of a financial rut there will be all types of things trying to reel you back in. I'm not saying live in fear because that's not a joyful life . I'm saying be aware and put buffers in place to keep you from going back. Most importantly  have a financial vision for your life and work hard to manifest it.












Thank you for stopping by and have a blessed rest of the week.


Metallic floral dress.....Similar here
Sam Edelman pointed toe pumps...sold here


Thursday, October 12, 2017

AUTUMN CAPSULE




Happy New day! This was one of those days where I decided to take a few photos inside my home in the breakfast area.  It was extremely hot this past summer so I didn't get a chance to wear this blazer often but it's definitely in my autumn capsule wardrobe.

I really like the fact of wearing only two colors in this outfit. The blazer streamlined this look in a classic and classy way making it versatile and functional for any event. I normally push my sleeves up on all my blazers for comfort and style. However, this time I layered underneath with a sheer top to soften up this masculine style blazer. The fact that this blazer is white makes it functional from season to season. However, I think I will order the wool one for the cooler months to come if I can justify that it will add value and compliment the wardrobe I already have. As mentioned in this post I'm getting more intentional with my purchases and only investing my money and most importantly my time into items I truly  love.

Thank you for stopping by and have a blessed week!



Polo Ralph Lauren blazer.....sold here and wool navy one here
Calvin Klein top.......similar here
Miss Me jeans sold here
Black pointed toe pumps similar sold here


Monday, October 9, 2017

MY QUOTE OF THE DAY







".......you are only one decision away from changing your day...so direct your thoughts to unlock your heart and engage in happiness right from the start..."




Have a blessed new week!



Thursday, October 5, 2017

CHANGING HABITS





Happy Thursday! It's still extremely hot here and it will probably will stay that way until the end of next month. Therefore, I can still wear my summer items.

I shared with a group of people this week how I conquer my emotions by practicing good daily habits. For example, I always wanted to speak another language however my emotions would give me every excuse not to start. However, I desired this so much that I was willing to change my habits and commit to it. I did three simple things that yielded me big results. I first set a 30 day goal. This short term goal motivated me more verses having a long term goal that seemed unreachable. Next I studied for 5 minutes everyday . Now I know 5 minutes is not a lot but I was trying to create a habit of studying daily. I knew I would increase the time once the habit was in place. Last, I did it the same time each day. This step helped me to become more discipline with my time.

The result of this 30 day challenge was momentum and motivation to do more and increase my efforts. When my emotions tried to keep me from studying my daily habits that I created directed me otherwise. The awesome thing is habits can be implemented in all areas of your life. My daily habits help me to live a healthy, happy, faithful and fruitful life. Therefore when you change your habits it attracts the desired change in your life.









Thank you for reading and have a blessed rest of the week.



Pink one shoulder top (old) .......similar here
Miss Me skinny jeans.....sold here
suede heels.....................similar here
Versace sunglasses.........sold here

Tuesday, October 3, 2017

MY QUOTE OF THE DAY






"...look back only for the lesson and whether good or bad remember it's all a blessing "








Thank you for stopping by! Have a blessed week!

Chetta B beaded shealth dress (old)....current season similar here
Tom Ford python heels.... (sold out)  gold python pumps sold here
Versace butterfly sunglasses.....sold here


Friday, September 29, 2017

FINANCIAL FRIDAY




Happy Friday! I pray you are having a great week! We are going into the last quarter of 2017 and I wanted to share a few tips to save money for the holiday season. This is definitely a season of spending which according to statistics has led to a significant increase in debt. In my opinion we have the ability to control the flow of our money but it takes preparation and being more conscious about our money choices.

1. Have a budget for the holidays to keep your spending under control. If you already have a current budget that you use for your finances then hooray for you! ..because it will be so easy to determine how much you can allocate towards your holiday spending.

2. Think outside of the box when it comes to giving. For example, it can be hectic for parents to shop with younger children so you can volunteer to babysit. Another option is volunteer at places in need like shelters. This is a great way to be a living example of what giving is.

3. When you start shopping early you get better deals. The closer you get to the holidays the more prices tend to increase.

4. Last but definitely not least do not forget the reason for the season. The world desires to have us thinking it is about material things. This is a time of family, fun, fellowship and  to celebrate our blessings from God.  Truthfully, we should not only celebrate just during the holidays but all days because the promise of joy is everyday.




Thank you as always for your support! Have a blessed weekend!

Michael Kors cross neck maxi dress( size XS alterations)....sold  here and other colors sold here

Ralph Lauren sunglasses similar here

Antonio Melani tote...similar here

Tuesday, September 26, 2017

BLACK & BLUE








Have a blessed week!

Antonio Melani dress.....similar here and here
suede peep toe pumps....similar here
Coach whiplash tote...sold here and similar here
  scarf....similar here