Thursday, December 31, 2015

HAPPY NEW YEAR!












Happy new year! I'm so grateful for 2015! I have worked so hard to improve my inner thoughts and outer actions and this blog has been one of my places where I can give back and share. If only one person is touched then I pray that it pleases God! Remember that a new year doesnt bring change unless the mind has been changed first.....Therefore  you become what consumes your thought life. Thank you for your support and I wish you a beautiful 2016.

Love,
Tinytiff

Skirt:Ann Taylor, shirt: Express, heels: Sam Edelman, purse: Coach

Tuesday, December 29, 2015

RELAX: WHITE JUMPSUIT






 Happy Tuesday! I hope everyone had a great holiday!  The weather has been around  75 degrees so I'm definitely taking advantage of this warm weather. I spent a week at the beach and I had a beautiful time as always. The holidays and the pressure to get ready for the new year can cause a lot of stress if your energy is not focused in the right direction. Therefore, I wanted to share a few relaxation techniques that can reduce stress and the cost that comes with being stressed out. The biggest cost  is financial because a lot of people  indulge in spending when they're feeling less than and all of this can lead to unnecessary health issues.

1. Find a place free from outside pressures like work etc. Most people work 8 hours per day then they bring that stress home by spending hours thinking about the next work day. ...so that's around the clock stress.  This place should be your home because that's where most people spend their time or if not somewhere special you go to relax.

2. Invite friends and family members over for dinner and a good laugh. I enjoy this not only during the holidays but as often as possible...so great to be around those you love and that love you.

3. Get some fresh air. Take a walk or tour a museum if it's too chilly to walk outside. There are some museums that offer free admission certain times of the month as well as local community events if you are looking for low cost activities.

4. Get in a great workout. If you can exercise at least 10 minutes per day that can change your body, reduce stress and relax your mind.

5. Journal your thoughts. ..such a great way to get it all out and self develop at the same time.

Have a great week!  Thank you for your support always!

Jumpsuit: Bebe, shoes: Jessica Simpson purse: Coach


Thursday, December 24, 2015

Merry Christmas: Open cardigan & jeans










  Happy Christmas Eve!  This is a look that I posted on Instagram weeks ago. .. sometimes my Instagram looks do not make it to the blog. I just came back from a much needed vacation and my mind is now ready for 2016!  I absolutely adore the simplicity of this all black look and then a grey cardigan to break up the color on top. The neutral heels have become my fall favorite  and I wear them at least once a week:) 
Well time to wrap presents and watch the Polar Express..One of my favorite Christmas movies. I wish everyone a Merry Christmas and please be safe! 

Cardigan: Target, top:old, jeans: Express, shoes:GX, bag:similar, belt:Guess










Saturday, December 19, 2015

CHECKS & BALANCES: RED TRENCH & BLACK DRESS











Happy weekend! This is the time of year when I  do an audit of my finances. I kind of treat it like an IRS audit;) which means that I take it very seriously because it gives me an opportunity to see where I started at the beginning of the year and  if I meet my goals financially.  I want to make sure that from year to year I'm growing.

1.  Therefore I do an asset test.  I compare my assets such as cash, investments, and other valuables from prior year to current year to determine growth. This gets a little tricky when dealing with investments because that's an asset where you can't really control the direction it goes in.

2. I also review my yearly expenses... being that I record  my expenses daily and I review them each month it is very easy for me at year end to track my expenditures. You have to know what's going out to control how much stays in.

3. I review what I have given to help others. The key to being blessed is to always find a way to be a blessing to others.

This audit is just a way for me to get better inside out. I believe how you feel inside determines your actions on the outside.  Well thank you for reading and as always I appreciate your support. Have a beautiful weekend ahead.

Jacket: Anne Klein
Dress: Dillards
Shoes: Sam Edelman 
Earrings: Carolee

Thursday, December 17, 2015

QUOTE OF THE DAY!

















" A  missing step is not an obstacle just an opportunity to Ieap forward"
Tiny tiff




 shirt: old
pants: Antonio Melani
Shoes: Sam Edelman
Purse: Coach
Glasses: Michael Kors
Earrings: Carolee

Tuesday, December 15, 2015

START PLANNING









Happy Friday!  It's that time of the year to plan how to save in 2016. 

1. Develop a visual plan on how you want your finances to look. I suggest taking pictures of what financial success means to you then review those images daily. I do believe visualization creates realization! If you see it then you will start to believe it.

2. Make a decision to invest in yourself and save a percentage of your earnings. Start small until you develop a habit of putting you and your financial goals first! ...then increase it every chance you can.

3. Create a spending plan that works for your life. Most people over spend because they have not decided in advance how to spend their earnings.

4.Set a plan to pay off debt. The biggest debt for most people is mortgage and student loans...I wrote a post here on how to become an owner of your home.

5. Don't give up! It can be challenging because you will battle with your emotions and feelings that you deserve to spend now so why save. ...and you truly do deserve it just make sure it's the right timing!

Stay encouraged and have a great weekend! Thanks for your support!

Jacket: Antonio Melani,skirt:old, shoes: Vince Camuto, shirt: Philosophy,glasses: Michael Kors,bag: Coach

MODERN & MONOCHROMATIC










Happy Tuesday ! I hope you had a beautiful weekend! I took advantage of warm weather in December:)  I adore the fit of this dress and I feel it could work perfect in many settings. I think I will pair it with boots when it gets colder. This red purse surprisingly has become a favorite and completes this look as well. I thought the size would be a challenge but it really can hold my important items and it comes with a detachable strap so I can wear it across the shoulder as well.  I feel pairing this purse with this darker red tone dress creates a monochromatic modern fall look. 
Well have a beautiful week ahead and thank you so much for stopping by! 


Dress: Antonio Melani, shoes:Sam Edelman, purse:Coach

Tuesday, December 8, 2015

TODAY IS ALL THAT COUNTS!



I hope everyone is having an awesome month so far! This is such a great month to reflect on the past but most importantly prepare for what lies ahead. If you didn't cross off everything on your 2015 list then remember the past will always cause worry if you focus too much on it. The only thing that reduces that stress is focusing on what you can do now in the present. Therefore a few tips that can be done NOW:

1) Self develop today! That just means mediate on the good things, read things to build your confidence and faith, or listen to faith building messages. The key focus is to become the BEST YOU today...tomorrow will be too late!

2) Write down what needs to be done now! Have you ever gone to the store and said "I forgot what I came to get!" Well that's how quickly your commitments get lost when you do not write them down somewhere on paper, cell phone, I pad, or a napkin will work:) Remember VISUALIZATION  brings things to REALIZATION

3) Take ACTION! Taking action does not mean that you will not experience failure or see immediate positive results....it just means your taking the necessary steps towards making things happen because you now have a vision for your life and the faith to fulfill it!

I pray this will help someone to find COURAGE & HAPPINESS in what you are doing today in pursuit of a better tomorrow! Happy week ahead and blessings to you. Thank you so much for your support!!


Jacket: Pure Sugar (old), skirt: Calvin Klein(altered), shoes: Vince Camuto, blouse & clutch: old

Saturday, December 5, 2015

BASIC TRENCH















Happy weekend!

Jacket: Banana Republic(old), scarf:old, shirt: Ann Taylor, skirt : Ann Taylor, shoes: GX

bag: Kate Spade similar

Tuesday, December 1, 2015

Saturday, November 28, 2015

FOCUS ON THE GOALS: GOLD PRINT DRESS





 
 





Happy Saturday! I hope everyone is having a beautiful weekend! There are so many great deals but I am resisting the temptation and staying true to my 2015 goals! Have you thought about your 2015 goals? I read mine everyday to the point where I truly believe I will achieve all of them...or get darn close to it:) Some days it can all get overwhelming but I constantly remind myself that the race is not always for the swift it is sometimes for those that can endure! ...and I continue having fun each day trying to pursue them. If you can't enjoy the journey then I don't feel it's the right path.

One of my goals is to utilize items I have in my closet. Therefore, I shopped my closet and found this gold print dress. I feel it's perfect for the holidays. I may have to wear a faux vest or coat over this dress next time because weather is getting cooler. This past summer I purchased this rose gold crossbody. I was really torn between black and this rose gold but I thought rose gold could add a little pizzazz to my fall weekend looks & transition well from season to season.

Well thank you as always for reading, supporting and your kind words. Happy weekend!

Dress:old
 boots: Jessica Simpson(old)
Purse: Coach






Monday, November 23, 2015

LEOPARD & LEATHER








The options seem endless when it comes to choosing a jacket. It can be quite overwhelming to find one but a coat can really update a look. I am not a big fan of pairing wool jackets that are not the same length as the dress I am wearing. However, it's not too cold yet so I just keep my jacket unbutton to create a more vertical look. 
Well thanks for reading and have a great week!

Jacket:Banana Republic, dress: Antonio Melani, Shoes: GX, bag: Brahmin, glasses: Michael Kors

1ST 5K: MOTO LOVE












Happy Monday! Most alarming fact is 60% of people in America don't have $1000 for emergencies and during this time people still feel compelled to spend verses save more. I understand because we live in a world where more equals more but I feel less in terms of spending can create more. Therefore, I wanted to share how I saved my first $5,000 in my emergency fund. From that point, I  committed to continue a lifestyle of saving and I celebrated every time I would increase my emergency fund by $5,000. Always great to celebrate and be encouraged by the small successes along the way! I have been on my own financially until marriage since age 15 when I left home to go to college so my biggest money lessons were developed over the years by me and my willingness to learn from my money failures & successes. 

1. I mentally made a decision that the biggest bill I would pay would be myself. Therefore my spending plan had a category called "my future." I'm very visual so seeing this line item everyday motivated me to see what my financial future could be and it increased my belief that I deserved a better financial future. 

2. I fell in love again with things I currently had and found ways to use those things and not buy more stuff. I still spent money because savings shouldn't be a burden but not without first asking myself "is this worth buying" and "how will it affect my financial plan." I used to feel so great when I was spending and over time I grew that same excitement for savings.

3. I reduced my recurring expenses. If you have been following me you know I believe that there is a lot to be saved by evaluating your recurring expenses. 

4. I had to put my savings on auto pilot and each month have a percentage transferred into savings....out of sight out of mind! This was tough for me at first and I think that's why I developed the cash on hand system but the more I saved the more I was encouraged to keep doing the right things.

5. Great support system. I believe you are an average of the people you spend your time with. Therefore, I spent time around people that were not only making money but saving money. They valued their money & they valued securing their financial future. It all kept me encouraged to do the same. 

6. Trust God! I realized God was blessing me with all I needed. I just had to prioritize my wants.

I know there are many ways to save but the most important thing  is to" just do it." Well have a beautiful week ahead and as always thank you for your support!




Saturday, November 21, 2015

Wednesday, November 18, 2015

SWEATER DRESS








                                           Instagram                              Bloglovin

Happy Wednesday!

Dress: old
Shoes: GX
bag: Coach




Sunday, November 15, 2015

BUTTERY MOTO & STRIPES












Dress: Antonio Melani, shoes: GX, jacket: old

Have you ever had a feeling of " why did it take me so long to get it!" I've had that feeling about many things in life and I have determined that everything has a season of learning. ..however, the key is don't take forever to learn the lesson and apply it to your life.

In terms of fashion, it has taken me some time but I have fallen in love with trading out my blazers on occasions for moto jackets or just a plain leather jacket and pairing it with my dresses or my tweed skirts for fall.  It spices up the traditional business look just a little. Well lesson learned do what feels right, when the time is right and it all should create happiness!

Thanks again for your support! Happy weekend!





Wednesday, November 11, 2015

SILK SHIRT WEATHER!







Happy Wednesday! I'm so excited to experience a little sunshine and warm weather after days of much needed rain. I chose this silk blouse because these blouses are so versatile and can be styled a vast amount of ways. A silk blouse in my opinion goes beyond classic and the more creative you pair it the more it stands out. I went for a typical office style on this day. When I left my accounting career five years ago to build my own successful business I knew I needed three things:

1. Money saved because I never wanted to be forced backed into the workforce while pursuing my goals and dreams.

2. Strong faith in God and to self develop daily.

3. Versatile & classic clothing wardrobe so I could of course look sharp when meeting with my clients:).. but most importantly so I wasn't tempted to spend all the profits I was making from my business.

Therefore, investing in classic items is always a must for me. ..check out how I styled this silk blouse ON THIS DAY for those more casual times by adding texture. I would love to hear some of your classic must have items as well.

As always thank you for reading and your kind comments are always appreciated. Great week ahead to you.

Blouse old, skirt: Ann Taylor, shoes: Pour la Victoire