Thursday, September 17, 2015


I often feel unassigned money can be dangerous if it is not designated in the right spots. Therefore, I want to share the buckets I use to help make sure my money is going in the right direction before I start spending on less important areas.

1) CASH ON HAND: I keep cash because technology can fail and I never want to be stuck without money. More importantly it is a tracking system for me to monitor how much I am spending.

2) EMERGENCY BUCKET: This is only touched for extreme emergencies. The great thing is because I keep cash on hand most of my emergencies are handled with cash.

3)  BUFFER BUCKET : This bucket is so important because this is where a lot of my enjoyment comes from like vacations and major purchases. I call this buffer bucket because it blocks me from tapping into my freedom bucket.

4) FREEDOM BUCKET: Under no circumstances is this bucket touched except for full retirement when I'm traveling the seas:)

This is definitely not the only way to achieve your financial security. Therefore this can be used as a blueprint or guide to help you create your own personal money philosophy and financial security. Thank you so much  for stopping by and as always I appreciate your support.

Shirt, skirt, shoes: Ann Taylor
Bag: Kate Spade
Watch: Citizens
Tennis bracelet: Kay Jewelers


  1. Hehe....great tips and so true. I'm building some of these buckets at the moment. Hope it goes well by the grace.
    You look very classy. :)

  2. wow nice
    new post ;

  3. Love the pop of colour from our Kate Spade bag. Great tips, theses are buckets that we should all have...especially the emergencies bucket.

    xo, jackie

    1. Thank you! I agree emergencies bucket is very important!

  4. Great tips! I actually am doing this more or less along these guidelines.

    #2 and #4 are separate saving accounts.

    #3 is basically my checking account. After my salary is deposited, I've arranged that all my expenses (plus a fixed amount to my saving accounts) are deducted in the days after that.

    So any money that's left in that account is my buffer bucket! :)

    YouTube | Blog: Geekette in High Heels | Instagram

    1. Hi hope all is well! That is so great to hear! I'm so excited you made a decision to pay yourself first! Keep going! Thank you for your comment!

  5. DROP DEAD -SEXINESS!!!! Looking sooo hot in this look, Tiff! You're killing it! :D