Thursday, September 29, 2016

CLOSING IN ON THE HOLIDAYS








 I hope everyone is having a wonderful week.   I'm always concerned to hear when people get into debt during the holidays. This is supposed to be a joyous time however it's a stressful time for those that are not prepared.  I want to share a few tips that may make it a little bit easier as we transition into the holiday season.

1. Develop a budget for your entire holiday from decorations, traveling costs, and the gifts you plan to buy. This will definitely keep you from overspending.

2.  If you haven't already start shopping now. This is a great time to take advantage of the end of season sales.

3.  If you plan to use your credit card please make sure that whatever you charge you can pay that balance off right away. If you can't then I would guard against charging anything and resort to a cash system.

4.  Get your creative juices going and find other ways of giving. For example you can bake cookies or cakes, you can offer free babysitting, draw names with family and friends then set a spending limit, host a potluck, donate to shelters in need.  Remember that one of our greatest gifts is the gift of time.

5. Last challenge yourself to start saving now.  For example, if you have budgeted $1000 to spend then divide it by the 9 weeks left until December. Then start saving $111 every week until then. This will give you enough time at the beginning of December to do some holiday shopping or you can really challenge yourself financially by saving this cash to kick start your savings account for the upcoming  new year. However either way you will be less stressed and at your financial best!

 Thank you so much for stopping by. I hope that you have a wonderful and blessed weekend.

Dress: French Connection
Shoes: Schutz
Glasses: Versace
Jacket: similar

28 comments:

  1. Such great tips and ideas :) Holiday debt is horrible.

    Jessica
    the way to my Hart

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  2. Great tips! Love the outfit as well, that skirt is beautiful

    http://technicolor-heart.blogspot.com

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  3. Thanks for sharing these great tips! Absolutely love your look! =)


    - Cielo
    Mermaid in Heels

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  4. I can't believe we're getting close to the holidays already. For us here in Canada Thanksgiving is less than two weeks away. Anyhow, great tips for the season. Loving the lace detail on your dress. Beautiful look!

    xo, Jackie
    stylemydreams.com

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    Replies
    1. Wow you must be really excited about how fast the holidays are approaching! Thank you and have a great weekend

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  5. that dress is gorgeous on you!!
    kisses from the sandpits of dubai ❤️
    www.mahryska.com

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  6. You look amazing and gorgeous... I love the white gown inside. And the environment is complementing. Debt isn't a good platform for any one to swim in.. Its crippling but truth is most people will still always be in it even if they read all articles on debt.

    It takes courage, determination and discipline to cut expenses.

    www.brendascouch.com

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    Replies
    1. Thank you Brenda! I agree it does took determination. You have to love saving more than you love spending.. which takes will power that only comes from within. I wish you a beautiful weekend ahead!

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  7. Such great tips, love your skirt too :) xx

    www.fashionjazz.co.za

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  8. So nice and good tips. Love your outfit, black and white is always a mix of colors that I like so much. Kisses from Italy and thank you for your visit,
    Eni

    Eniwhere Fashion
    Bloglovin of Eniwhere Fashion

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  9. Awesome tips and gorgeous look hun!

    xo
    www.carinavardie.com

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  10. That dress is beautiful, I like the lace panel at the bottom!

    I'm definitely trying to shop for gifts now so Christmas is less expensive, that's a great tip! :)

    Hope you're having a wonderful weekend :)

    Away From The Blue Blog

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    Replies
    1. Thank you and have a wonderful week!

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  11. such an amazing look and I LOVE your blog

    www.londonstylegirl.com

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  12. Total perfection, Tiffany! You look absolutely amazing in that white dress. You are such a doll. Have a wonderful week!
    Much love, Len
    http://www.lenparent.com

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