DEVELOPING A MINDSET TO SAVE

Dress: Antonio Melani
Bag: Ralph Lauren
Shoes: Michael Kors
Necklace: Macy's
Watch: Citizen
Glasses: Versace


Happy Wednesday! The first process to saving is to change your mindset. For most people they learned their money behavior from childhood. If you saw a lack of money or  an abundance of money then in most cases that's the person that you became. It takes a person with a strong mindset to erase 20 or 30 plus years of bad money principles and overcome it.  ..because you need to save money is not enough to change your mindset.  If that was enough then 60% of the people in America would not be living paycheck-to-paycheck.  You have to go deeper to find what you truly desire.

  If you define desire then it is that strong feeling of wanting something. Therefore  to take it a step further it's that thing that moves you emotionally sometimes even to tears when you think about it.  It's that thing that pushes you to keep going even through the tough times.   The very thing that you spend time doing will attract your desires.  If  you are always consumed with what's happening on television, magazines , social media and the people around you then that will create your desires.  However those aren't true desires because they didn't surface from within you.  Only true desire comes from spending time self developing and understanding what you value for your life. Once you understand your values you will then place value on your money choices.

 If you desire something bad enough you will change your habits. A few ways you can change your habits is by setting financial goals and give each goal a time frame.  When you give a goal a time frame you now give yourself something to reach for. All of this requires  preparing in advance. For example if you know you want to get out of debt then you must prepare  by making a decision to only spend on things you need and to not spend money without a spending plan.

  Your desires, habits and  preparation will lead you to the discipline you need  to have a mindset of saving. Remember this is always something that you can pray about. I don't mean pray for money. I mean pray for your thoughts, pray for your mindset, and pray for a better heart towards your choices.

 Thank you so much for reading my thoughts on developing a mindset to save and I pray that you have a wonderful and blessed week!