Monday, October 31, 2016

MY QUOTE OF THE DAY!







 "Remember your purpose is to secure your heart...so never miss an opportunity to express love and kindness toward others in actions and in thoughts..."

Have a wonderful and blessed week!

jacket: similar
shoes: Dolce Vita
glasses: Versace
bag: Ralph Lauren
Belt: Guess
pants: Free People
top: similar


Thursday, October 27, 2016

$500 CHALLENGE







Happy Thursday! Most of my pieces I am wearing I have had for quite some time and some are still in stock. I have been finding ways to restyle my fall items. Yaay! It's easy to just buy a new item but more challenging to fall in love again with an older item. Especially if you are keeping up with the latest trends which we all adore:) I have saved myself so much money by doing this. More important than the money is the lessons I have found like "appreciate what you got and you want indulge so much into your wants."

I always desire to keep this blog as a space to where you can be inspired to be the best you externally but most important internally. I want this to be a place where you are encouraged to make better financial choices. Therefore,  through this process I have started a $500 savings project. I did one last year and accumulated $5000 and I just put the earnings in a short term savings account. Therefore this time I'm starting with $500 and every $500 I save I will pile it into a short term savings account and continue this until this time next year. Short-term savings accounts can be used for any unforeseen events, vacations, shopping sprees,  or anything that you don't want to take money from your retirement or emergency fund money to do.  These accounts can also be interest earning accounts therefore increasing the chances of your money working for you.

 A few ways I'll be coming up with each $500 is by styling items I already have; however, I will still continue to shop because I love handbags and shoes:) I will also find different ways to cut expenses, create ways to generate additional income, or many more creative ways to fund this project. However, the challenge is I will not be using any of my business income to do this. I'm a believer that you can always find ways to save money outside of your regular earnings it just takes some creativity and a focus on financial independence. I extend the opportunity for you to join me as well in this project and please update me on your progress, what you are doing to generate the $500 savings each time, and how you plan to use the money once you reach your 12 month goal.

Thanks for reading and Have a wonderful and blessed weekend!

Top: Sophie Max
pants: Antonio Melani
Shoes: Sam Edelman
bag: Furla
sunglasses: Ralph Lauren

Tuesday, October 25, 2016

MY QUOTE OF THE DAY





"An unguarded heart will be drawn to give into negative emotions that surface near the thoughts...therefore guard your heart with positive  actions & consistently thinking only positive thoughts"

Happy new week! Blessings & love!


Dress: similar
Shoes: Dolce Vita
Bag: Coach
Jacket: similar
Glasses: Versace

Thursday, October 20, 2016

SUIT UP YOUR FINANCES









 I hope you are having a wonderful week!  I think a pinstripe suit is a perfect option especially if you are petite like myself because the pinstripes create an elongating effect. The pants are flares but keeping the seams fitted creates a more professional look. This suit is so classic and will never go out of style. The holidays are almost here so a suit like this is so versatile and different pieces can be restyled for holiday parties to reveal your own personal style.

As we are approaching the holidays for most you will be spending more money.  Remember to take time and develop a financial plan to get you through the holidays but most importantly to jumpstart your new year!

Holiday  Survival Plan:

1. Set a limit! Create a budget that you are happy with and most importantly stick to it. You do not want to wake up the day after Christmas in debt. Definitely not an ideal way to start off your new year! I know credit card companies offer rewards for spending; however, if you are not to a point where you can charge something and pay it off immediately then you must resort to a cash budgeting system.

2. Plan in advance! Decide on the best shopping days and take advantage of pre holiday sales. Don't forget that the best sales are before and after the holiday season. You can start planning for next year based on the after holiday season sales as well.

3. Find creative ways to give! If you can bake well then baked goods are always delicious holiday gifts. Our time is one of God's greatest gifts so volunteering to babysit for an overwhelmed parent would be an awesome gift. You can also trim your list by drawing names with family members. Last never assume people know that you care. You can always send a card attached with a heart felt note.

4. Reduce your stress & Enjoy the reason for the season!
Holidays can become very busy with parties, shopping, and still maintaining other commitments. Therefore, utilize your calender so you can stay on task and not over commitment.  The holidays is not about what you do that one time in the year for others it's about the love that you share throughout the entire year. However, if stress levels reach an all time high try taking a walk or doing other forms of exercise so you can relax and reflect on the true reason that we celebrate the season. Remember your thoughts consume you and shape your life. You attract your most dominate thoughts in life. Therefore, stressful thoughts will only attract stress so whatever is in your heart will always appear in your thoughts!

I pray that you have a wonderful weekend filled with blessings and love! Thank you as always for stopping by.


Suit: similar
Shirt: Ann Taylor
Bag: similar
Glasses: Versace

Monday, October 17, 2016

MY QUOTE OF THE DAY









"....Never express concern about where you are...just confidently know your dreams have the ability to take your reality any place it desires to go..."

Have a wonderful & blessed week!!!

Top: Ann Taylor
Skirt: similar
Glasses: Versace
Bag: Ralph Lauren
Watch: Citizen
Shoes: similar

Thursday, October 13, 2016

BRING OUT THE BEST: LEATHER DRESS


Happy Thursday! 


There are some items you may splurge more on like a leather dress on the front end ;however, if you think about the "price per wear" then it's a justifiable purchase. This process allows you to be more conscious about how you invest your earned dollars.


It is too much stress on your mind and your pockets to have to spend on staple items every season if you are not able to get the most wear out of them. The option of only having to update your accessory pieces will free your time and direct your money towards your financial freedom. This is why I absolutely adore a leather dress it's a season to season, versatile and very luxe wardrobe item.  Most people lead busy lives so a one piece item like this creates a quick full look that can take you instantly from day to night depending on the silhouette!


Accessorize with a scarf: I'm not personally into a lot of jewelry except my gold pieces that I have collected over the years.  Therefore, I tend to accessorize most times with other items like this silk tie dye scarf which adds some color and the gold trim in the tote adds a touch of shine to the look. To complete this autumn look I accessorized with my suede heels.



Layer with a blazer: As the weather cools off layering with a blazer creates a polish professional  look.  In the winter months I even layer with a turtle neck for extra warmth. My favorite is my cream or grey blazer. A floral blazer is perfect if you want a more colorful fun look. However because the dress is black I have more options when it comes choosing a blazer. If you want more flexibility with restyling then black, grey, tan and navy leather dresses are great options.  Nothing more chic like accessorizing with a blazer and some leather booties in the colder season.

Off duty look: Another reason why I love the leather dress is because the off-duty options are endless. You can accessorize with a pair of cool sneakers and wool jacket creating an easy on the go weekend look. A bomber jacket would pair well depending on the silhouette of the dress.

Date night: A leather dress takes a lot of thought out of preparing for date night. ...Just add a clutch and your favorite pair of heels for a simple beautiful look.

Remember financial freedom lies in the choices you make with your money. Therefore make choices that represent you best, make you feel your best, and honor the things you are blessed with. Have a wonderful weekend filled with many blessings and love!

Dress: similar
Shoes: Dolce Vita
Bag: Coach
Watch: Citizen
Scarf: similar
Glasses: Versace

Sunday, October 9, 2016

SIMPLE AS ABC


A. .Always keep your vision in front of you, your past behind you,  and carry your faith inside of you

B.. Be consistent in having a positive & growing mindset...

C..Commit to never be content until you are satisfied with the unique person you were created to be..

Have a blessed week!

Blazer: Gianni Bini
Skirt: similar
Tank: Calvin Klein
Shoes: Por la Victoire
Bag: Coach
Sunglasses: Versace


Thursday, October 6, 2016

HOW TO ASSIGN IT





Happy Thursday! Hope your week has been wonderful so far! 


   When you assign places for your earned dollars to go you are taking control and placing value on your financial life. Basically assigning is just telling your money where to go and how to work for the benefit of you. This process of assignment requires that you desire a better financial life and a belief that through your money choices you can achieve financial freedom.   When you make this assignment automatic it will save you money and definitely save you some time. Have you ever thought about why the government make paying taxes automatic and they draft it out before you even get your paycheck...mainly because they know that if it's not automatic then most people would not fulfill their tax obligation.  Therefore you have to take on the same mental outlook when it comes to your personal and business finances.


  A helpful tool when assigning  your income is to create a spending plan. A spending plan  keeps you on track throughout the assignment process. In simple terms it is:

  MONTHLY INCOME(MI) - EXPENSES(E)

 The first item of expense and most important is the amount that you will pay yourself. For some people this may be confusing if you are living a system of paying everyone else first. However, remember that the biggest bill  you have is to pay yourself. You deserve minimum 10% of everything you earn therefore making this the first expenditure is the first step in building your wealth. You can read a previous post  I did  on the different buckets of your life, so you will know how to direct the amounts you are paying yourself.

 Basically everything else left should go towards your other expenses like mortgage, insurance, utilities and other bills.
Finally you want to get to a point that you still have extra money at the end of your assignment process. Let's make a visual of this

MI - EXPENSES = OVERAGE AMOUNT

If you don't have an overage starting out then that's okay because that gives you a goal to work towards. However you will have to start evaluating your expenses and eliminating any bad debt. You may even have to find ways to increase your income. Once you have achieved an overage savings amount you now have options towards building more wealth.

As always thank you for stopping by and I pray that you have a wonderful and blessed weekend.



Top: Antonio Melani
Skirt: Ann Taylor similar
Shoes: Dolce Vita
Purse: Coach
Glasses: Versace

Monday, October 3, 2016

MY QUOTE OF THE DAY












" ..people and their actions are powerless however your choice not to respond is more powerful .."

Have a wonderful and blessed week!