Friday, December 2, 2016


Hi! Happy December! This is a great time to start preparing for the future and do some retirement planning. Most people fail to plan! I don't believe in stressing over the future just implementing a few simple steps along the way that may help if you are blessed to see tomorrow. The  process of investing is slightly different than just saving for an emergency fund.  I've talked a lot on the blog about having a proper emergency fund so I won't spend much time on that.

 I just want to share three things of many that are important when you decide to invest in your retirement.

1) Discipline!  You must have the discipline when investing money over a certain period of time.  If you are always touching the money for emergencies then when will it ever have time to possibly grow. This is why an emergency fund or other forms of liquid cash is imperative so you have options when financial situations arise. Most importantly I found that discipline only works when desire is present!

2)  Diversification! You've probably heard the saying "do not have all your eggs in one basket."   nothing is guaranteed when it comes to investing that's just a risk that you take when seeking a return. However diversifying in different places you place your money can possibly help to minimize risk but remember nothing can eliminate the risk.

3) Last  try to develop a plan that works specifically for your life. Remember everyone's financial goals and dreams are different therefore that makes our actions in how we obtain it slightly different as well. You can build more confidence in your plan by accessing your specific risk tolerance and analyzing the things you hope to achieve in your later years then match that with an action plan customized specifically for you.

Pray you have an awesome month filled with love and blessings! Thank you as always for your support!

Nine West single button blazer ( similar here)
Ann Taylor white wrap blouse ( sold here)
Lauren Conrad mid rise jeans ( similar here )
Coach whiplash tote ( sold here )
Guess booties ( similar here )
Versace butterfly sunglasses ( similar here)


  1. Happy December Tiff! You look beautiful, I love how simple and chic this look is, love your boots

  2. Always looking classy and chick. Love e Lauren conrad jeans on you and the way your shape glows out there- beautiful I must say.

    Point 2 is something everyone MUST take seriously. Just reminded me of one of my dad's many proverbs when growing up as a girl about diversification and it goes, '' when you want to check the dept of a river, you don't put in your two legs at once.... ''

    Best wishes for the month to you.

  3. Beautiful blazer! Love those boots too! =)

    - Cielo
    Mermaid in Heels

  4. Happy December! Thanks for the tips, you look great.


  5. That's such a chic and powerplay kinda outfit! Loved it :)

    Makeup, Style and Sugar

  6. GReat things to keep in mind when investing! :)

    I really like the blazer and jeans combo too! I may have told you this before but it's my favourite way to wear a blazer, such a nice combination :)

    Hope you are having a great weekend :)

    Away From The Blue Blog

    1. Thank you! I really love this combo as well! Have a blessed