Thursday, June 22, 2017

VERSATILE







Happy new day! I pray you are having a great week! I grabbed my camera and tripod just in time to capture these portraits before sunset. I wanted to share one of my most versatile items which is the leather skirt. A leather skirt pairs well with a range of separates. Therefore creating an investment item that transitions perfectly from day to night and season to season. I gravitated towards a more casual daytime look by pairing with a lightweight shell top and I  accessorized with a few metallic pieces for some daytime glam!





What is your most versatile wardrobe item? Thank you as always for reading and have a blessed rest of the week!

 Top : Loft
Skirt: Ann Taylor similar here
Shoes: similar here
glasses: Jessica Simpson  (old)



Monday, June 19, 2017

CHECK UP TIME!






Happy new day! I pray you are having a great week! I'm amazed how quickly time has passed this year. This is a great time to review financial goals that were set at the beginning of the year and track if you are on pace to achieve them. If you are on pace then awesome keep going! I'm always here to encourage you!!  If you aren't don't get discouraged because today is a new day and a new opportunity to change your life financially. A few things to remember on your financial journey:

1. When you review your goals often it will decrease your chances of getting off track. Create daily habits that match your goals as well. These habits will increase your commitment level!

2. If your plan is not working then respond quickly and change it. If you don't know how then seek advice from the financial experts. I often tell my clients you are one or two decisions away from changing your life.

3. Speak positive affirmations about where you are going financially and remain humble along the way.

4. Never tie your happiness to a future event..for example saying things like  " I'll be happy when I have ______" . This thought process will cause you to miss happy moments in life. Happiness is available now no matter what your financial portfolio looks like. Basically the journey should be joyful!

5. Last never give up on those financial goals! Celebrate those mistakes because you have learned a valuable lesson that will change your life and allow you to change someone else's life when you share it. The more you are blessed to know the more you are positioning your life to grow!












 As always thank you for stopping by and have a blessed weekend!



Top: BcBg
skirt: Dillards
Shoes: Chinese Laundry
Glasses: Versace
wallet: Coach



Wednesday, June 7, 2017

ASKING THE RIGHT QUESTIONS ...




Happy Wednesday! I hope you are having a great week!
I wanted to share some of the right questions to ask yourself before accumulating any asset. How you accumulate assets affects your financial freedom!

1. Does this item appreciate or depreciate in terms of value? If it doesn't increase your net worth then it's probably not going to get you closer to financial freedom.

2. What is the cost of the item today verses the total cost I'll pay when the item is paid off. For example, if you plan to purchase a home at a cost of $100,000 for 30 years today but the total cost will be $300,000 when you have paid it off. You instantly should know there is a problem.  Would you prefer all that interest to go to the lender or into your savings?

3. When will I pay this item off? A great rule is to add the number of years you plan to pay for the item to your current age. Do you really want to be paying on that item for so many years? When do you enjoy the item if you never own it? In the house example above, do you want to seriously pay on that home for 30 plus years just because the monthly payment is comfortable? 









There is a better way to accumulate assets without over paying in time and money. However according to overwhelming debt statistics most people are not aware of how to do it. It starts with the right questions and ends with the right financial plan of action. 

Thank you for reading and have a blessed weekend!

Tank  (here)
Ann Taylor wrap skirt (here)
Nine West sandals (here)
Coach bag (here)

Monday, June 5, 2017

MY QUOTE OF THE DAY









".... when deeply rooted in love and faith you will have the energy needed to face each day...no worries about tomorrow or the next day just apply all your energy into making today the best day...


Have a blessed day!



Friday, June 2, 2017

OUTFIT OF THE DAY!





Hi!  Hope you are having a fun week! The temperature is heating up so this look will probably consume my summer lookbook.....a tank and a skirt. I particularly love that this tank highlights the shoulders and the skirt is flared with eyelet details to create an attractive summer look.  

 Thank you for stopping by. I hope you have a blessed weekend!


 Ralph Lauren tank... (here)
J Crew skirt...sold out..similar  (here)
Gianni Bini red pumps...sold out... (here)
Jessica Simpson sunglasses..... (here)





Tuesday, May 30, 2017

THINGS I PAY FOR...


Happy Tuesday! I hope you are having a great week! I share a lot on things I do not spend money on. Therefore I can invest into things like my $500 challenge. However, today I wanted to share the things I do spend money on. 


1. I spend on food and supplements. It is so important to me what I put inside my body so if that cost a little bit more then I'm okay with that. I'm more driven to purchase items based on the effects it will have on my body and overall health. The healthier you are the more you save money due to lower doctor or hospital visits.

2. I spend on moisturizers, sunscreen, and other skincare products.. I do not wear makeup other than lip gloss so it's important to keep my skin and teeth as healthy as possible.

3. I spend on my home. My home is a comfortable and relaxing space for me so I definitely do not mind investing the money to maintain that feeling. For example , I don't have a gym membership  but I do have a gym in my home. This does not only save me money but it creates a space to promote good health.

4. I spend on automobiles.  I drive practically everywhere so I need reliable transportation. Therefore having an automobile and an extra one as backup is a must for me.

5. Last, I spend on others. It feels so great to surprise someone with lunch/dinner, quality time, or gifts. The act of giving whether in time or money is a huge expression of love! Love is a powerful motivating force! Most times people want to give from the heart but their pockets will not allow it. I feel making good financial choices with money can reverse this and give you the opportunity to give more. Most importantly, it always feels better to be a blessing to someone else in whatever way you can!





As always thank you for stopping by and have a blessed week ahead!

Antonio Melani knit peplum top.... (here)
white linen shorts.... (here)
Gianvito Rossi pumps (here) luxe for less (here)
Cynthia Rowley bag (old).....similar  (here)
Jessica Simpson sunglasses  (here)




Monday, May 22, 2017

MY QUOTE OF THE DAY:: SILK ON SILK






Happy new day! I hope you had a beautiful weekend! The weather has been extremely hot reaching the mid 90s. Therefore I've been gravitating toward cooler items of clothing such as silk. I love silk on silk pairings and if possible looser pieces that won't stick to the skin in the warmer temperatures. It's an awesome lightweight material perfect for beating the heat without losing the feeling of luxury.






Thank you for stopping by and remember  "Once you have unlocked your gift you can step into each new day and attach to the beauty and happiness around you in every possible way" Have a blessed week!

Silk tank....similar  (here)
Silk pleated skirt....Similar  (here)
Ankle strap heels....similar  (here)
Red crossbody bag...similar  (here)
Sunglasses..... (here)

Friday, May 19, 2017

FINANCIAL FRIDAY







Happy Friday! Hope you are having a great week! I was asked a question and felt it would be great to share my answer. "How do you start the process towards financial freedom?" These are a few mental prep tips that I share when asked these type of questions before going into the physical actions needed to change your life financially.

1. Try praying or mediating on what your heart desires! This always helps me to make sure that everything I attempt to do is in line with God's plan and purpose for my life.

2.  Create a vision of what financial independence looks like for you.  This is so important to your happiness because you never want to create a vision that's not your own. Your vision is so unique and should add a special touch to the world.

3. Get over the time factor.  I've found that worrying about the time you lost will only cause stress. Focus on the time you have now because that is all you can control and honestly all that matters.

4. Last, just step out in faith and start the process.  Most times we spend more time thinking than working towards our goals. What's the worst thing that could happen? It doesn't work according to plan and you have to try again. However, the best thing that could happen is you achieve financial independence!

Thank you so much for reading and have a blessed weekend!




Crop jacket.... (here) and...(here)
 jeans (here)
Versace sunglasses (here)
Jimmy choo heels (here)
Coach whiplash tote (here)




Tuesday, May 16, 2017

TANGERINE FOR SPRING




Happy Tuesday! I hope that you are having a wonderful week! I love bold colors like orange because it gives off great energy and adds a bit of zing to the overall look. This dress is beautifully draped with a trendy one shoulder silhouette creating a Greek goddess feeling that's perfect for stepping into spring/summer!







Thank you for stopping by and I pray you have a blessed week!


One shoulder dress similar  (here
Aquazzura lace up sandals (here)
Furla metropolis satchel (here)
Versace sunglasses ( here)




Friday, May 12, 2017

FINANCIAL FRIDAY

Happy Friday! I hope you are having a great week! As the weather is warming up the challenge of saving money may become difficult because of vacations and other summer time activities. You start to see so many advertisements on how to spend your money but remember their job is to sell! Your job is to create financial freedom! However, you can overcome this challenge by remaining consistent. When you remain financially consistent no matter the weather you can keep it all together.



Therefore keep your thoughts consistent and the best way to do this is to clearly understand your financial purpose. When you know that purpose you will not entertain any thoughts that are not in line with that purpose. You attract your most dominate thoughts!

Last, regardless of the weather never change your financial habits like paying yourself first, making saving/investing automatic, staying out of debt, or becoming an owner! Remember creating good financial habits that you are committed to doing daily is how you create consistency and that's how you can win financially.

I pray you have a blessed weekend and as always thank you for stopping by!


Floral asymmetrical dress similar (here)
Aquazzura lace up heels (here)
Brahmin handbag         (here)
Versace sunglasses   (here)

Monday, May 8, 2017

BUTTON DOWN IN A FEMININE WAY




 Happy Monday!  I pray you had a beautiful weekend. I decided this weekend to wear my button down shirt in a feminine way with a pencil skirt. A button down is that one item
that is always in my wardrobe season to season due to its versatility and comfort.
















Have a wonderful week and as always thanks for stopping by!


Shirt (here)
Ruffled pencil skirt (here)
Aquazurra lace up sandals (here)
Furla bag (here)

Friday, May 5, 2017

FINANCIAL FRIDAY





Happy Friday! I pray you are having a beautiful week! I wanted to share a few ideas on how to have a stress free vacation. If you follow on instagram then you already know I recently went to Las Vegas. I was able to enjoy it and return home stress free because everything was planned in advance. Therefore, I would like to share how I prepared for the vacation.

Take care of home first: I never leave for any vacation without making sure all my household expenses are all taken care of. The fact that I pay bills one particular day of each month and the process is automatic reduces a lot of financial stress. Therefore I can enjoy my month without financial worry and in this case enjoy my vacation.


Prepay for vacation expenses: The flight and hotel are sometimes the most expensive items so paying for the entire amount as early as possible is a plus. If you charge it please pay off the balance immediately. Your vacation should not cost you interest!! 

Another expense I prepaid for was my Vegas shows. Every night I had a show planned and I didn't want the worry of long lines to purchase tickets. 











Meals and Shopping: This is the area you can only estimate based on what the average cost in the area is. I knew a lot of my eating would be in the resort because there were tons of food options and it was convenient. Therefore, I planned $100-$150 per day for meals. I'm also glad I explored some authentic Vegas restaurants outside the resort as well.  

There were plenty of shopping options. I found knowing what I wanted in advance made the shopping less stressful and saved time. 








 Thank you for reading and I pray you have a blessed weekend!



Monday, April 24, 2017

MY QUOTE OF THE DAY













"..life is a series of situations that will never end.....however your positive outlook, joy and enduring faith must remain the same to the very end...."


Have a blessed week filled with blessings and love! Thanks for reading!




Nine West denim shirt....similar  (here)
White floral lace dress....similar  (here)
Ralph Lauren satchel.....(here)
pearl chain belt..... similar (here)
Versace sunglasses......(here)
Citizens watch... (here)
Kay jewelers tennis bracelet.. (here)


Friday, April 14, 2017

FINANCIAL FRIDAY: SPRING LAYERS



Happy weekend! It's time for spring layers and for some of us its no layers because it feels like summer already! The topic today is having a stress free financial month. Most times people are stressed throughout the month either due to lack of money or mismanagement of money.



Therefore, I wanted to share a few tips to reduce stress so you can enjoy the promises of each new day which is joy! First have a spending plan for your life. Basically a spending plan keeps you on track financially and builds your confidence about your financial life. I won't go into detail because I have written a lot of posts about this topic. I'll just say this plan shouldn't feel like a restriction just an opportunity to guide your money towards greatness!



Next if possible pay all your bills at the same time each month preferably the beginning of the month. I can not stress how much this will free your thought life to focus on more important things like what is truly incurring inside of you. This process will bring positive and happy energy into your life because during the entire month there is no focus on money. You can live like a millionaire even if you are not one...just takes focus, desire, and commitment.


Last, have a functioning pay yourself first account. This is your account where you pay yourself as the first bill. You can start at 10% of your income but challenge yourself to save 50%. That requires sacrifice but the financial reward is worth it. Now initially you should save this money but over time if you invest it then it grows faster and hopefully it will out beat inflation if invested properly.



Remember this process should be fun because you are securing your financial independence for you and other generations to come. ..and we are promised complete joy in all circumstances.  Ultimately trust in God and filter this process through God. Well thank you for reading and have a blessed weekend!

Happy Easter!

Jimmy choo ankle wrap pump  (Here)
French connection dress similar  (here)
Gray shawl similar (here)
Kate spade tote (here) and (here)

Tuesday, April 11, 2017

MY QUOTE OF THE DAY









"Goals and dreams have the ability to help you see and fill your thought life with endless encouraging possibilities..."

Never stop dreaming and have a blessed week! Thank you for stopping by!



DKNY dress...similar  (here)
Lace jacket.....similar  (here)
Jessica Simpson heels....similar (here)