Friday, August 4, 2017


Happy new day! I pray you are having a fabulous week! I often receive a popular question "Should I save first or spend my money on bills then save later?"   You should always save first!  I feel the biggest and most important bill that you'll ever pay is to yourself. Therefore immediately after your money is deposited into your bank account transfer a certain percentage of savings into a cash account.  If you are uncertain what a cash account is then read my post here on the different types of cash accounts you should have. 

 Now the one thing that can complicate the system of savings is if you have a large amount of debt. You definitely want to pay off your debt immediately because trying to save while  accumulating interest on your debt will put you at a negative savings rate. When paying off debt be sure to have an emergency fund so you won't have to go back to charging items when an unexpected emergency arises. I also have a post here on what an emergency fund is.

   Remember the journey to savings and becoming financially free is not always easy but it is definitely worth it.  That is why this blog exist, to encourage you to only look back for the lessons and look forward for your blessings. ..and continue to make sure your thoughts and feelings are in line with your actions. Well I pray that you have a blessed weekend and as always thank you for your support!

Michael Kors dress...similar here Jimmy Choose Henna Versace sunglasses here

Have a blessed weekend!!!


  1. Nice post! I love this dress!

  2. You look beautiful and your photos are always amazing,Tiffany. Stay fabulous! Great styling as always!
    Have a fab weekend ahead!
    Much love, Len

  3. That is a beautiful dress! And such good advice to save first - that way you know you are setting aside a set amount each time, if you wait till later you might forget or put less into savings as you spent on something fun while it was still in your account!

    Hope you are having a lovely weekend!

    Away From The Blue Blog