Monday, October 30, 2017

MY QUOTE OF THE DAY!




"....whatever the pursuit just fully engage and present day happiness will never be delayed..."


Thank you for stopping by and have a blessed new week!




Black pencil skirt......here
Black blazer (old)...........similar here
Velvet lace cami............similar here
Suede black pumps.......similar here
Black weave clutch (old)....similar here

Friday, October 27, 2017

FINANCIAL FRIDAY: INVEST 4 SUCCESS


 

Happy Friday! I pray that you are having a beautiful week! Here are few tips if you are thinking about investing for your retirement. Most people work many years and trade their time for money. A way you can bring value to that money is by putting it towards your retirement. You can never recover the time lost but you can gain much time in your later years with proper financial planning. Well, here's a few tips to consider when starting the journey towards investing in a retirement plan.

1. Create a financial vision for your life. A true financial vision will keep you focused, motivated and committed towards achieving financial success in your life. Basically it gives you purpose!

2.  Understand your risk profile. The risk profile will tell you the acceptable level of risk that you are willing to take. This assessment is then matched up to the appropriate investment vehicles. For example, I am personally able to accept a higher level of risk because fluctuations in the market do not bother me. Therefore, I tend to focus more on capital appreciation when it relates to my investments. Everyone and their level of acceptable risk is different so it's important to assess your own  individual risk.

3. Always consult with your tax professional or CPA to see how or if  this investment will affect your taxes. 

4. You should research before starting to invest. There are many things you need to research such as fees and performances. For example, fees reduce your profit so it is important to evaluate the amount of fees you will be paying. This research process can become very time consuming so having someone to manage this process for you may be a better option.

5. Last, set aside time each year to do a financial check up. In relation to our physical health, we do annual checkups to make sure everything is going well and to better understand how to stay well going forward. This process should be the same when it comes to your financial success. You always need to know where you are financially so you can make the necessary adjustments going forward.

 Remember your financial situation will not change overnight. However, it changes daily with being intentional about your financial choices and following a proven system towards financial freedom.














Thank you for stopping by and have a blessed rest of the week!


Ralph Lauren white double breasted blazer..........here
Guess logo reversible belt.......................................here
Leather shorts(old)....................................similar  here
Sam Edelman Hazel leather heels............................here
Coach crossbody bag...................................similar here
Versace sunglasses. .............................here

Wednesday, October 25, 2017

SIMPLY THE BASICS






Happy Wednesday! I pray you are having a great week. I take advantage of the last quarter of each year to audit different areas of my life. This helps me to make sure I'm on pace to close out the current year strong in relation to my goals and dreams.  Most importantly when I find areas that I need  to improve in I can make the necessary adjustments before the year ends. Therefore, this preparation allows me to kick off my new year with a fresh and fast start. I just believe whatever you are doing now is always connected to what's next.

When auditing in the area of my finances, I noticed I am currently under budget with my clothing compared to prior years.  I believe that investing in basic yet versatile pieces like this white button down shirt contributed to this. As for jeans, I used to think I needed tons of them. However, having a few quality ones saved me so much space and money.  Overall, the $500 challenge this past year has inspired me to get more creative with what I currently have and more intentional about what items I choose to add to my current wardrobe. The results have been a wardrobe that compliments my personal style philosophy and that I truly love wearing.







Thank you for stopping by and have a blessed rest of the week!

Hudson straight leg jeans...... here
Guess logo belt.....................here
Aquazzura Amazon sandals.....here
Banana Republic shirt............here
Versace butterfly sunglasses.....here

Monday, October 23, 2017

MY QUOTE OF THE DAY!






".. never give up on the path you must take... accept full responsibility for where you are today and allow faith to continuously guide the way.."


Thank you for reading and have a blessed new week!


Ann Taylor knit skirt.......similar here
Gold strap heels..........similar here
Nine West chambray shirt......similar here

Tuesday, October 17, 2017

RUT NO MORE!







Happy Tuesday! I pray you are having a beautiful week! I know if you are in a financial rut then most information received at this point may seem useless. However, knowledge is so powerful when you have the desire and have made the decision to apply it to your life. My ways are definitely not the only ways but it's a step in the right direction to getting out of a financial rut. 

The first step is to observe your thinking. Our lives move in the direction of our most dominant thoughts. Therefore if your thoughts about your finances are negative then chances are your finances will remain negative. Remember it does not cost you anything to have positive and abundant thoughts; however, you have so much to gain from it.

Next you have to face reality and take a true snapshot of where you currently are so you can confidently know where you are going. The best way to do this is to evaluate all of your expenses from the past few months then create a spending plan/budget that works for your life going forward. I must warn you that people may lie intentionally or not intentionally but the numbers do not lie. Therefore the numbers will tell you your next step. For example, you may need to spend less in certain areas of your life. You might find out that the reasons you are not saving is because its all going towards debt so you must take steps to reduce it. You might even find out that you just need to find ways to earn additional  income. Overall, whatever you find out just have a sense of urgency to overcome it by implementing the necessary changes. 

Last, you have to fight extra hard to stay out of the rut. When you get out of a financial rut there will be all types of things trying to reel you back in. I'm not saying live in fear because that's not a joyful life . I'm saying be aware and put buffers in place to keep you from going back. Most importantly  have a financial vision for your life and work hard to manifest it.












Thank you for stopping by and have a blessed rest of the week.


Metallic floral dress.....Similar here
Sam Edelman pointed toe pumps...sold here


Thursday, October 12, 2017

AUTUMN CAPSULE




Happy New day! This was one of those days where I decided to take a few photos inside my home in the breakfast area.  It was extremely hot this past summer so I didn't get a chance to wear this blazer often but it's definitely in my autumn capsule wardrobe.

I really like the fact of wearing only two colors in this outfit. The blazer streamlined this look in a classic and classy way making it versatile and functional for any event. I normally push my sleeves up on all my blazers for comfort and style. However, this time I layered underneath with a sheer top to soften up this masculine style blazer. The fact that this blazer is white makes it functional from season to season. However, I think I will order the wool one for the cooler months to come if I can justify that it will add value and compliment the wardrobe I already have. As mentioned in this post I'm getting more intentional with my purchases and only investing my money and most importantly my time into items I truly  love.

Thank you for stopping by and have a blessed week!



Polo Ralph Lauren blazer.....sold here and wool navy one here
Calvin Klein top.......similar here
Miss Me jeans sold here
Black pointed toe pumps similar sold here


Monday, October 9, 2017

MY QUOTE OF THE DAY







".......you are only one decision away from changing your day...so direct your thoughts to unlock your heart and engage in happiness right from the start..."




Have a blessed new week!



Wednesday, October 4, 2017

CHANGING HABITS





Happy Thursday! It's still extremely hot here and it will probably stay that way until the end of next month. Therefore, I can still wear my summer items.

I shared with a group of people this week how I conquer my emotions by practicing good daily habits. For example, I always wanted to speak another language however my emotions would give me every excuse not to start. However, I desired this so much that I was willing to change my habits and commit to it. I did three simple things that yielded me big results. I first set a 30 day goal. This short term goal motivated me more verses having a long term goal that seemed unreachable. Next I studied for 5 minutes everyday . Now I know 5 minutes is not a lot but I was trying to create a habit of studying daily. I knew I would increase the time once the habit was in place. Last, I did it the same time each day. This step helped me to become more discipline with my time.

The result of this 30 day challenge was momentum and motivation to do more and increase my efforts. When my emotions tried to keep me from studying my daily habits that I created directed me otherwise. The awesome thing is habits can be implemented in all areas of your life. My daily habits help me to live a healthy, happy, faithful and fruitful life. Therefore when you change your habits it attracts the desired change in your life.









Thank you for reading and have a blessed rest of the week.



Pink one shoulder top (old) .......similar here
Miss Me skinny jeans.....sold here
suede heels.....................similar here
Versace sunglasses.........sold here

Tuesday, October 3, 2017

MY QUOTE OF THE DAY






"...look back only for the lesson and whether good or bad remember it's all a blessing "








Thank you for stopping by! Have a blessed week!

Chetta B beaded shealth dress (old)....current season similar here
Tom Ford python heels.... (sold out)  gold python pumps sold here
Versace butterfly sunglasses.....sold here