Happy Tuesday! I pray you are having a beautiful week! I know if you are in a financial rut then most information received at this point may seem useless. However, knowledge is so powerful when you have the desire and have made the decision to apply it to your life. My ways are definitely not the only ways but it's a step in the right direction to getting out of a financial rut.
The first step is to observe your thinking. Our lives move in the direction of our most dominant thoughts. Therefore if your thoughts about your finances are negative then chances are your finances will remain negative. Remember it does not cost you anything to have positive and abundant thoughts; however, you have so much to gain from it.
Next you have to face reality and take a true snapshot of where you currently are so you can confidently know where you are going. The best way to do this is to evaluate all of your expenses from the past few months then create a spending plan/budget that works for your life going forward. I must warn you that people may lie intentionally or not intentionally but the numbers do not lie. Therefore the numbers will tell you your next step. For example, you may need to spend less in certain areas of your life. You might find out that the reasons you are not saving is because its all going towards debt so you must take steps to reduce it. You might even find out that you just need to find ways to earn additional income. Overall, whatever you find out just have a sense of urgency to overcome it by implementing the necessary changes.
Last, you have to fight extra hard to stay out of the rut. When you get out of a financial rut there will be all types of things trying to reel you back in. I'm not saying live in fear because that's not a joyful life . I'm saying be aware and put buffers in place to keep you from going back. Most importantly have a financial vision for your life and work hard to manifest it.
Thank you for stopping by and have a blessed rest of the week.
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